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Ascent scores highest among the few lenders offering private student loans that don't require credit history or a co-signer, and it serves the most schools. Best Student Loans Without a Co-Signer · Sallie Mae · SoFi · Ascent Funding · Earnest · Citizens · Education Loan Finance · PNC. Edly partners with FinWise Bank to offer income-based repayment loans to qualifying undergraduate and graduate students with no cosigner required. You may be able to get a personal loan without income verification if you pledge collateral, use a co-signer or have an excellent credit score. The only federal student loans that require a cosigner or a good credit score are PLUS Loans ·. These loans are available to graduate students and to the.
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